Voluntary Plans
The District also offers a wide range of voluntary plans at an additional cost.
- MetLife Legal (Formerly Hyatt Legal) | $22.20 per month for 10 months (September thru June)
- Identity Theft Protection | $12.00 per month for 10 months (September thru June)
- Colonial Medical Bridge
- Unum Long Term Care | Unum Plan Highlights
American Fidelity (AF) Section 125 Plans
Section 125 Plans allow employees to pre-tax some of their out-of-pocket expenses. From premium costs for their health and welfare coverage, to their medical/dental/vision expenses not covered under their plans, and/or expenses for dependent day care, all through a monthly payroll deduction. American Fidelity (AF) also offers a 403(b) tax-deferred annuity which helps add to a well-planned retirement portfolio. Other voluntary benefits are also available through AF such as Accident and Cancer Insurance.
Flexible Spending Accounts
A flexible spending account (FSA) allows employees to reduce the taxes you pay on earnings by setting aside a portion of each paycheck for eligible medical, dental and dependent care expenses before taxes are calculated. You can choose to participate in two different types of flex accounts:
- Health Care FSA lets you spend tax-free money to pay for a wide range of eligible medical and dental care costs.
- Dependent Care FSA covers payments for child and dependent care that allows you to work.
You may enroll only during open enrollment or when you become eligible for benefits. At this time you may decide the amount to contribute to your health and/or dependent care FSA by estimating your qualifying expenses such as doctor’s visits, dependent care, etc. The annual amount selected will be deducted each pay period into equal, tax-free flex account contributions. Please contact our American Fidelity representative for further details.