Dental Benefits

Dental benefits are available to full and part-time employees. The premium is covered 100% by the district for fulltime employees regardless of the number of dependents. Part-time employees may opt for dental coverage and out of medical for a low to no monthly premium cost for dental.

Disclaimer

While every attempt is made to ensure that the information below is accurate and up-to-date, information is subject to change. The District will not be held liable for information that is subject to change and reserves the right to alter the content of the website at any time.

Delta PPO
$2500 annual calendar spending per enrollee. 100% coverage up to the $2500 when services are rendered by a participating PPO dentist. $500 Orthodontic Maximums.
Anthem PPO (Open to Classified Employees only)
$2500 annual calendar spending per enrollee. 100% coverage for preventative care, co-insurance varies depending on services used. $2000 Orthodontic Maximums.
MetLife DHMO (aka Safe Guard) Dental Plan (Open to Classified Employees only)
Is an HMO dental plan and you must use a DHMO Dentist. No co-pays for preventative care and no annual deductibles. Additional out-of-pocket co-payments apply depending on services used.
Delta Incentive (Closed to new enrollments)
$1000-$1200 annual calendar spending per enrollee. Co-insurance increasing 10% (70-80-90-100%) every year you receive services. $500 Orthodontic Maximums.

Rate sheets are available online.

Plan Comparisons

Questions about employee benefits at MSJC? Please email benefits@msjc.edu